Exploring the credit card perks landscape can be confusing with so many selections available, each offering different miles, cashback, and bonuses. We have streamlined the process to assist you in beginning in less than 5 minutes, with continuous monitoring so that you are always informed if there are improved choices for you.
**Understanding Your Spending Habits**
The first step is to determine your monthly expenses across different categories such as:
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- Digital payments
- Wireless transactions
- Dining
- Overseas spending
- General Spend
This information helps us gain insight into your spending patterns and recommend the most suitable group of credit cards based on your spend.
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**Personalized Credit Card Recommendations**
Next, our artificial intelligence system compares your spending patterns with our collection of credit cards to estimate the potential rewards you could earn from various credit cards, considering factors like earning ratios, caps, and exclusions.
We maintain an updated database of credit card offers from all leading banks and providers in Singapore, including air miles and rebate options as well as Enrollment Offers.
We also offer options for further optimization such as only focusing on select bank offerings or fee-waived cards initially.
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**Ongoing Updates and Suggestions**
Since card benefits can change over time, our platform continuously updates its recommendations based on your expenses and alerts you of changes to optimize your setup to maximize your miles earned. This proactive method ensures you always have the optimal selection to achieve the highest returns.
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