Exploring the credit card benefits options can be confusing with so many alternatives available, each offering different miles, cashback, and bonuses. We have streamlined the process to make it easier to start in less than 5 minutes, with ongoing monitoring so that you are always aware if there are improved choices for you.
**Analysing Your Spending Habits**
The first step is to analyze your monthly expenses across different categories such as:
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- E-commerce
- Tap-and-go
- Dining
- Overseas spending
- Other expenditures
This information helps us better understand your spending patterns and recommend the most suitable group of credit cards based on your spend.
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**Custom Credit Card Recommendations**
Next, our artificial intelligence system compares your spending patterns with our repository of credit cards to estimate the potential rewards you could earn from various credit cards, considering factors like earning ratios, caps, and exclusions.
We maintain an updated database of credit card offers from all leading banks and providers in Singapore, including air miles and rebate options as well as Welcome Incentives.
We also provide options for further optimization such as only filtering cards by banks or no-fee options for the first year.
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**Dynamic Tracking and Advice**
Since credit card terms can change over time, our platform continuously updates its recommendations based on your expenses and notifies you of changes to optimize your setup to boost your miles earned. This dynamic approach ensures you always have the optimal selection to gain the most advantages.
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